Call or Text Us (623) 246-5025
Proudly Serving Surprise, AZ & the West Valley
Request An Appointment

Understanding How Dental Insurance Works

Understanding these common terms will help you make the most of your dental benefits.

Maximum

Your maximum is a capped-off amount that your insurance company will pay for your treatment over the course of a year.

Deductible

A deductible is the set amount of money that your insurance provider will require you to pay out-of-pocket before your benefits kick in.

Premium

Your premium is the monthly or annual amount that you pay for dental insurance coverage.

What Your Dental Insurance Covers

Most dental insurance plans follow a 100-80-50 coverage model:

100%
Preventive Care

Checkups, cleanings, and X-rays are typically fully covered by your plan.

80%
Basic Treatments

Fillings, extractions, and other basic procedures are usually covered at 80%.

50%
Major Procedures

Crowns, bridges, dentures, and other major work is typically covered at 50%.

We Offer In-Network Savings

We're proud to be in-network with several major PPO plans. We also file claims for out-of-network patients.

  • Aetna
  • Assurant (Sunlife)
  • BCBS of AZ
  • Cigna
  • Delta Dental
  • Guardian
  • Humana
  • Metlife
  • Principal
  • United Concordia
  • United Health Care
Bell Road Dentistry

Schedule Your Appointment Today

Ready to get started? Call or text our Surprise team and we’ll help you book the right appointment for your smile.

Request an Appointment
Take the Next Step

Ready to transform your smile?

Book a visit or talk with our team about the right treatment for you — new patients are always welcome.