Dental Insurance in Surprise, AZ

Let Us Help You Understand Your Benefits

Navigating dental insurance can be confusing. Our team is here to help you understand your coverage, explain terminology, and file claims on your behalf so you can focus on your smile.

Dental insurance information at Bell Road Dentistry

Understanding How Dental Insurance Works

Understanding these common terms will help you make the most of your dental benefits.

Maximum

Your maximum is a capped-off amount that your insurance company will pay for your treatment over the course of a year.

Deductible

A deductible is the set amount of money that your insurance provider will require you to pay out-of-pocket before your benefits kick in.

Premium

Your premium is the monthly or annual amount that you pay for dental insurance coverage.

What Your Dental Insurance Covers

Most dental insurance plans follow a 100-80-50 coverage model:

100%
Preventive Care

Checkups, cleanings, and X-rays are typically fully covered by your plan.

80%
Basic Treatments

Fillings, extractions, and other basic procedures are usually covered at 80%.

50%
Major Procedures

Crowns, bridges, dentures, and other major work is typically covered at 50%.

We Offer In-Network Savings

We're proud to be in-network with several major PPO plans. We also file claims for out-of-network patients.

Aetna
Assurant (Sunlife)
BCBS of AZ
Cigna
Delta Dental
Guardian
Humana
Metlife
Principal
United Concordia
United Health Care